I’m Paniko Georgiou, B.comm
Advisor/Broker | Group Benefits Consultant | Tax Professional
Helping Individuals and Business Owners
Life Insurance
Protect what matters most with tailored life insurance solutions, offering expertise in personal and corporately owned policies. Designed for financial security and peace of mind.
Tax Filing
Simplify your tax season with professional and reliable tax filing services. This will ensure your returns are accurate, deadlines are met, and you receive every deduction and credit.
Helping You And Your Team Thrive!
Comprehensive Solutions in Group Benefits & Group Retirement
As an independent broker, I provide comprehensive group benefits and retirement solutions designed around your team’s needs. By comparing plans across multiple providers, I ensure you receive the most competitive market pricing with clear, transparent reporting.
Group Benefits Plans (ASO and Fully Insured)
Group Retirement & Pension Plans
Employee Assistance and Wellness Programs
Clear and Insightful Reporting & Analytics
Tax Preparation
Make tax filing simple and stress-free, maximizing deductions while keeping you fully compliant with CRA rules.
Accounting/Bookkeeping
Handle your bookkeeping accurately, keeping your financial records organized so you can focus on growing your business.
Insurance
Let’s help you find the right insurance solutions to protect your team and your business, providing coverage that’s reliable.
Investments
Smart, personalized investment guidance to help you grow and protect your wealth with care.
Group Benefits & Group Retirement
As an independent broker, I work with multiple leading insurers to find the best combination of coverage and value for your organization. My goal is to make benefits and retirement planning simple, transparent, and cost-effective. From plan design to renewal, I provide clear reporting and ongoing support so you can make confident decisions that protect your employees and your bottom line.
Why Work With an Independent Broker?
Choosing an independent broker means you’re working with a professional who is not tied to any single insurance or financial provider. This gives you access to a broader range of products, competitive pricing, and tailored solutions that truly fit your needs. Unlike in-house advisors, an independent broker’s focus is entirely on your best interests, providing clarity, expert guidance, and personalized strategies. From group benefits to retirement planning, they leverage independence to deliver value, transparency, and peace of mind for you and your team.
Bringing Clarity and Value to Every Plan
Every organization is unique, and so are its benefits and retirement needs. Let’s focus on bringing clarity to complex financial and insurance options, ensuring you understand exactly what each plan offers and how it impacts your team. By carefully analyzing your needs and comparing solutions across multiple providers, I deliver plans that maximize value, control costs, and support long-term growth. The goal is simple: to help you make informed decisions with confidence, knowing that every plan is designed to work best for your organization and your people.
Your Advantage in a Competitive Market
In today’s fast-moving market, having the right benefits and retirement strategies can be a key differentiator in attracting and retaining top talent. As an independent broker, I give you an edge by identifying the most competitive options available, negotiating on your behalf, and tailoring solutions that fit your organization’s unique needs. With my expertise, you gain insights, flexibility, and cost-effective strategies that help you stay ahead of the competition while keeping your team engaged, protected, and motivated.
Expert Guidance. Transparent Results
Navigating the world of group benefits and retirement planning can be complex, but with the right guidance, it doesn’t have to be. I provide expert advice grounded in experience and industry knowledge, ensuring every recommendation is clear, actionable, and tailored to your organization. Our commitment to transparency means you’ll always know the costs, benefits, and trade-offs, empowering you to make informed decisions with confidence. The result is a partnership built on trust, clarity, and measurable outcomes that truly support your team’s well-being and your organization’s goals.
Tailored Strategies That Work for Your Team
Every team is unique, and a one-size-fits-all approach rarely delivers the best results. We take the time to understand your organization’s goals, culture, and workforce needs, then design strategies that are specifically tailored to your team. From benefits packages to retirement planning, our solutions are practical, effective, and aligned with your long-term objectives, helping you attract and retain top talent while keeping costs manageable. With personalized strategies in place, your team gets the coverage and support they deserve, and your organization gains peace of mind knowing everything is working seamlessly together.
About Me
I’m Paniko Georgiou, B.Comm., a financial professional with over 13 years of experience helping businesses and individuals achieve greater financial security through strategic group benefits planning and expert tax services.
After earning my Honours Bachelor of Commerce degree from the University of Guelph, specializing in Management Economics in Industry and Finance, I built a career focused on providing clear, practical financial solutions. My work bridges the gap between insurance planning, tax strategy, and business advisory, offering clients a truly integrated approach to managing their financial well-being.
Over the years, I’ve developed and managed comprehensive group benefit programs for organizations across various industries. I help employers balance strong employee coverage with sustainable cost structures by analyzing claims data, comparing plan designs, and identifying opportunities for improvement. My clients appreciate my ability to simplify complex decisions and present data-driven recommendations that protect both their teams and their bottom line.
I’M HERE TO HELP, CONTACT ME NOW!
Address: 1209-1425A Blockline Rd. Kitchener, ON N2C 0B9
Ready to take the next step? Schedule a consultation today and get personalized guidance on your taxes, benefits, insurance, or investments.
Taking control of taxes, insurance, and financial planning doesn’t have to be overwhelming. With expert guidance and a personalized approach, every step is clear and actionable, helping you make decisions that truly fit your goals. From tax preparation to investment strategies and employee benefits, each solution is designed to provide confidence and clarity for your financial future.
Whether seeking guidance as an individual or a business owner looking for tailored solutions for your team, scheduling an appointment is the first step toward peace of mind, security, and smarter planning. Questions are answered, options explored, and a strategy created specifically for your needs.